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Savings Accounts

Financial freedom on your own terms

 
Saving for your future should be an exciting journey, not a daunting task. Dreams of a cozy home, your next thrilling vacation, or a nest egg for life's unexpected surprises, we're here to support you every step of the way! 
 

Why not save smart with a low minimum, interest-earning savings account? It’s a great way to watch your money grow!

 
  • $100 Minimum Open Deposit required
  • $100 Minimum Balance to avoid Service Fee and earn interest
  • Digital Banking
  • Remote Deposit
  • Standard Quarterly Statements
  • Interest accrued daily; paid quarterly.
*$10 Quarterly Service Fee if balance falls below minimum
Watch your kid’s savings grow while they learn the value of money! With no monthly fees, it’s the perfect way to start their financial journey. 
 
  • Minimum Opening Deposit: $5
  • No quarterly service fee
  • Interest accrued daily; paid quarterly
  • Available to all customers under 18 years old
  • Dollarsaurus Club membership for youth through the age of 12 years old with rewards for reaching savings goals.
Use a certificate of deposit as a low-risk savings solution available in various term options with fixed interest rates. 
 
Account Features:
  • Traditional IRA
    • Contributions may be tax deductible
    • Earnings grow tax deferred
    • Available to most who have earned income (Seek advice from a trusted tax consultant to determine if you qualify to contribute)
    • Take distributions with no penalty after you turn 59 ½ years old (subject to  income tax)
    • Required minimum distributions must begin at age 73 (subject to  income tax)
  • Roth IRA
    • Available to most who have earned income (Seek advice from a trusted tax consultant to determine if you qualify to contribute)
    • Contributions generally can be distributed tax free at any time
    • Earnings grow tax deferred
    • Qualified earnings can be distributed tax free







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Personal Loans

Local decisions simplify loans, letting you enjoy life.

 
We can help you get the money you want for whatever you need!